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24/7 Support: 0700 HALLMARKHMO (0700 42556275466)

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Service Description Hallmark Zircon Hallmark Sapphire Hallmark Opal
Out-Patient Services
MANAGEMENT OF CHRONIC CONDITIONS
Not Covered
Not Covered
Hypetension & Diabetes only
OUT PATIENT CONSULTATION & CARE
PRESCRIBED MEDICATIONS
SPECIALIST CONSULTATION & CARE
Not Covered
General Surgeon only
Physician and General Surgeon only
In-Patient Services
ADMISSIONS (INCLUDING FEEDING)
Standard Ward (maximum of 10 days per annum)
Standard Ward (maximum of 12 days per annum)
Standard Ward (maximum of 12`days per annum)
NURSING CARE & CONSUMABLES
PRESCRIBED MEDICATIONS
Diagnostics Services
BASIC RADIOLOGICAL STUDIES E.G. BASIC PLAIN X-RAY &ULTRASONOGRAPHY
Not Covered
LABORATORY SERVICES IN LINE WITH COVERED SERVICES
Basic Screenings
Basic Screenings
Basic Screenings
Obstetrics Services
ANTENATAL CARE
Not Covered
Not Covered
Maternity Services (1 yr waiting peroid ) (N50,000.00 limit)
ASSISTED DELIVERY
Not Covered
Not Covered
Covered
FAMILY PLANNING SERVICES
Covered (Education only)
Covered (Education only)
Covered (Education only)
INDUCTION OF LABOUR & NORMAL DELIVERY
Not Covered
Not Covered
POST-NATAL CARE
Not Covered
Not Covered
Physiotherapy Services
Accidents and Emergencies Services
EVACUATION (HOSPITAL TO HOSPITAL & ROAD SIDE TO HOSPITAL)
Up to a limit of NGN 20,000
Up to a limit of NGN 30,000
Up to a limit of NGN 30,000
STABILIZATION, EMERGENCY DRUGS AND INVESTIGATIONS
Up to a limit of NGN 20,000
Up to a limit of NGN 30,000
Up to a limit of NGN 30,000
Dental Services
PRIMARY DENTAL CARE- EXAMINATION, BASIC DENTAL PAIN THERAPY/ RELIEF
Covered (GP Consultaion Only)
Covered (GP Consultaion Only)
Covered (GP Consultaion Only)
Ophthalmological Services
PRIMARY EYE CARE- CONSULTATION, EXAMINATION, SIMPLE OR PRIMARY INFECTIONS AND MEDICATIONS
Covered (GP Consultaion Only)
Covered (GP Consultaion Only)
Covered (GP Consultaion Only)
Surgical Services
ANESTHESIA, SURGICAL SUPPLIES/CONSUMABLES, ADMINISTRATION OF BLOOD OR BLOOD PRODUCTS, ETC.
Covered(Minor Surgeries only)
Minor to Intermediate (1 yr waiting period) (Up to a limit of NGN 40,000)
Minor to Intermediate (I yr waiting period (Up to a limit of NGN 50,000)
MINOR TO INTERMEDIATE (MINOR LUMP EXCISION, MINOR SUTURING, ETC, HERNIORRAPHY & APPENDECTOMY)
Covered (Minor Surgeries only)
Minor to Intermediate (1 yr waiting period) (Up to a limit of NGN 40,000)
Minor to Intermediate (I yr waiting period (Up to a limit of NGN 50,000)
Other Services
ANNUAL HEALTH SCREENING AT DESIGNATED CENTERS (PRE-BOOKED)
Annual physical examination
Annual physical examination
Annual Physical examination, Urinalysis, PCV, blood pressure
HIV/AIDS- DIAGNOSIS + TREATMENT AT FREE SPECIALIST CENTERS
ON-SITE HEALTH CHECKS, HEALTH TALKS/ EDUCATION FORUM OR WELLNESS FAIRS
STRUCTURED LIFESTYLE MANAGEMENT PROGRAM (PHARMACY BENEFITS)

* Limits are not transferable
PREMIUM HALLMARK ZIRCON HALLMARK SAPPHIRE HALLMARK OPAL
PREMIUM/INDIVIDUAL/ ANNUM 12,000 15,000 18,000
ANNUAL FINANCIAL LIMIT 100,000 150,000 200,000